Elgin Residents Directory Elgin Residents Directory

Home › Terms of Use

Terms of Use

These terms apply whenever you use Elgin Residents Directory. By continuing, you agree to follow them. If you do not agree, discontinue use of the site.

1. Nature of the Website

Elgin Residents Directory is a privately operated reference. It describes and links to the public rolls, record indexes, and directory collections that show who lives or has lived in Elgin, Illinois. It hosts no government records itself and has no affiliation with any office, court, or custodian.


2. Acceptable Use

Use the site only for lawful purposes. You may not use it, or anything found through it, to:

  • Stalk, harass, intimidate, threaten, or harm any person
  • Locate someone protected by a restraining or protective order
  • Commit identity theft or fraud
  • Make FCRA-regulated decisions (credit, employment, tenant, insurance)
  • Scrape, copy, or republish the site's content at scale
  • Interfere with the site's operation or security

3. We Are Not a Consumer Reporting Agency

This site is not a consumer reporting agency as defined by the Fair Credit Reporting Act (15 U.S.C. ยง 1681 et seq.). Nothing here, and nothing any linked search tool returns, is a consumer report, and none of it may be used to judge eligibility for credit, employment, housing, insurance, or any other FCRA-covered purpose.


4. External Services

Government portals, sponsored search tools, and other third-party services operate under their own terms and policies. Their content, availability, prices, and handling of data are outside our control.


5. Warranty Disclaimer

The site is supplied "as is" and "as available" without warranties of any kind. We make no promise that its content is complete, accurate, or current, or that an external portal will remain available or return a correct match.


6. Limits on Our Liability

To the maximum extent the law allows, we are not liable for any direct, indirect, incidental, consequential, or special damages arising from use of this site or any linked resource, including decisions made from records found through it.


7. Indemnification

You agree to indemnify and hold harmless the operators of this site from any claim or demand, including reasonable attorneys' fees, arising from your misuse of the site or violation of these terms.


8. Intellectual Property

The original text, design, logo, and layout of this site are protected by copyright. Linking to any page and quoting brief excerpts with attribution is welcome; republishing full pages or systematically copying content is not.


9. Updates to These Terms

A revised version may be posted here from time to time. Using the site after an update signifies acceptance of the new terms.


10. Cutting Off Access

We may block or restrict any user who violates these terms or abuses the site, at our discretion and without notice.


11. Governing Law

Illinois law governs these terms without regard to conflict-of-law principles. Public-record requests to Illinois agencies are governed by the Illinois Freedom of Information Act, 5 ILCS 140, including the request provisions in 5 ILCS 140/3; that law does not turn this privately operated site into a public body or records custodian.


12. Severability

If any part of these terms proves unenforceable, the rest stays in force.


13. Questions

Questions about these terms go through the Contact page.